We are passionate about risk management and frame our discussions to think about bothopportunities and threats to the business.
We are not complacent and seek ways to continuously improve our governance practices. This includes regular reviews against our compliance with our regulatory requirements, the code of governance, code of conduct as well as all relevant laws. This is monitored by our Audit and Risk Committee and the Group Board. We also hold annual governance and board effectivenessreviews.
Every three years we seek independent reviews and in 2021-22, we will be undertaking anindependent governance effectiveness review and we will report the outcomes and action plan.